Equifax, one of three main credit bureaus in the country, reported it experienced a data breach that could impact approximately 143 million U.S. consumers. Unfortunately, this may include some of our University Bank and University Lending Group. Equifax said the breach happened between mid-May and July. It discovered the hack on July 29. It informed the public on September 7.
Equifax states it discovered the unauthorized access and acted immediately to stop the intrusion. The information accessed primarily includes names, Social Security numbers, birth dates, addresses and, in some cases, driver’s license numbers. Criminals also accessed credit card numbers for over 200,000 U.S. consumers and certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers.
Equifax has found no evidence of unauthorized activity on its core consumer or commercial credit reporting databases. The issue has been contained.
Steps You Should Take Now
To determine if your personal information may have been impacted and to learn steps on how to protect your information, please visit www.equifaxsecurity2017.com and click on the Check Potential Impact tab. You will then have the option to enroll in a credit file monitoring and identity theft protection program. You'll need to provide your last name and the last six digits of your social security number. Once submitted, you will receive a message indicating whether you've been affected.
Please review your account statements and credit reports. You may receive a free credit report at www.annualcreditreport.com.
Customers noticing any unauthorized activity on their University Bank accounts should contact the Bank immediately.
Equifax also recommends people monitor their personal information and visit the Federal Trade Commission’s website, www.ftc.gov/idtheft to obtain steps to protect against identity theft as well as information about fraud alerts and security freezes.