Loan Programs

Whether you're a first-time homebuyer or are looking to buy your next home, our proven mortgage professionals are here to answer your questions. Let us help you find the right loan for you, whether its Conventional, FHA, VA, Jumbo, USDA/RD, Renovation Loan, One-time Close Construction or even a Streamlined FHA 203(k) loan.

Choosing a Loan Program
The right type of mortgage for you depends on many different factors. Whether you need a low down payment, want to renovate a home in your perfect location, or are looking to build your dream home, let one of our proven mortgage professionals help you decide the right mortgage for you.

Conventional and Jumbo Loans
Conventional loans are secured by government sponsored entities or GSE's such as Fannie Mae and Freddie Mac. These loans offer different down pay payment options that to fit your budget.

Fixed Rate Mortgages
A loan program where your monthly principal and interest payments do not change over the life of the loan.

Adjustable Rate Mortgages (ARMs)
These loans generally begin with an interest rate that is lower than a comparable fixed rate mortgage, and then the rate adjusts over defined periods of time.

Renovation Lending
The renovation loan can help you to finance the homes you may be ruling out because "they need a little (or a lot) of work." University Lending Group offers multiple options available in both conventional and VA loan types.

Construction Lending
With ULG’s Construction Lending program, your lot, construction, and mortgage financing can be covered in a single loan. If you're looking to build and finance your primary residence a construction loan may be right for you. This loan is available as a one-time close for both conventional and VA borrowers.

Reverse Mortgage
A reverse mortgage allows homeowners who are 62 years or older to access a portion of the equity in their homes without having a monthly mortgage loan payment.