Renovation Lending

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Renovation Lending

Finance the purchase or refinance of a home and the cost of certain minor rehabilitation through a single mortgage. Available for FHA & VA Loans.

Veteran's Improvement Program logo
Veteran's Improvement Program

VIP program enables veterans to purchase or refinance their home and include minor repairs and/or rehabilitation. Available for VA loans.

New Product Offering

ULG is proud to now offer the FHA 203(h) Program. The FHA 203(h) program allows victims of Presidentially Declared Major Disaster Areas (PDMDA) to purchase a new home or reconstruct homes that have been severely damaged. The 203(h) is processed and underwritten with the same regulations and requirements that are routinely done with the FHA 203(b) program. In addition, this product may be used in conjunction with the Standard FHA 203(k) Program. Contact one of our seasoned professionals to see if this product is right for you!

Renovation Loans


Whether you are looking to purchase a new home or refinance your existing home, you may want to consider one of ULG's Renovation loans. We have programs for primary residence, second homes, and event investment properties.

Don't spend all of your time looking for that perfect home. With ULG's Renovation options, you can purchase and/or renoavate in that perfect neighborhood, schoot district, or even near family and friends. Our renovation loans allow you to purchase or refinance and roll the cost of repairs into one loan.

One Loan - the loan allows for purchase or refinance costs PLUS the cost of renovations

One Closing - don't pay double closing costs, your loan and the cost of renovation will happen at the same time

One Payment - renovation costs are spread over the term of your loan


Whether you are looking to bring your current home or an existing home up to required code for your area, make your home handicap accessible, satisfy required appraisal repairs, or just update the home to make it yours; we have you covered.