Refinance

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There are many reasons to consider refinancing, let our expert mortgage loan officers help you decide if refinancing makes sense for you and your family, whether you want to:

  • Build your home equity faster
  • Put your home's equity to work for you
  • Switch your ARM to a fixed rate

We make refinancing easy!

Cash Out Refinance
Put your home's equity to work for you. With a cash out refinance, you can use the equity in your home to pay off debts, pay for your child's college expenses, or even take your dream vacation.

Mortgage Refinance Costs
When you refinance your mortgage, you usually pay off your original mortgage and sign a new loan. With a new loan, you pay similar costs to what you paid to get your original mortgage.

Analyze Your Savings
Check the market closely to determine the available rates and the costs associated with refinancing. These costs can include items such as an appraisal fee, a credit report fee, and/or other various fees and points depending on the loan type you choose.

Calculators

This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.

Current Loan Information

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Refinance Information

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Property Information

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Analyze the total cost and savings of your refinance transaction.

Based on your current and calculated mortgage payments, this calculator estimates your monthly savings if you refinance your current loan. It also compares your principal balance in 5 years with and without refinancing. Based on your total cost to refinance (the loan points and loan costs you entered above), a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.