A place to call your own

Buying a home gets you stability, security, and providing a sense of permanence with something that you own. It’s your home, you can customize it to your needs and preferences. The right mortgage to fit your needs can depend on a lot of things.

Let us help you answer your questions about:

  • Down payments
  • Interest rates and how they affect your monthly payment as well as the life of your loan
  • How much home you can afford
  • What your future plans may be and how that can affect your finances
  • If you want a payment that stays the same or may adjust in the future

Financial benefits

When you make mortgage payments to your home, you build equity, which can be a valuable asset for your financial future. You also build appreciation in property value over time. Homeownership can bring tax benefits, including deductions in mortgage interest, property taxes, and mortgage insurance premiums.
A mortgage with a shorter repayment period can save you thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher. An adjustable rate mortgage may get you started with a lower monthly payment than a fixed rate mortgage, but your payments could be higher when the interest rate changes.*

First time home buyer couple with University Lending Group
First time home buyer family with University Lending Group

Many loan options

The best way to find the right answer is to discuss your finances, your future financial prospects, and your payment preferences with one of our experienced mortgage professionals.

See why we are the smart choice for mortgages.

*This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction. Technically not required but would be a good practice/suggestion.

— Equity and Appreciate are dependent on things outside of our control.

— Tax benefits may be person dependent

Get your first-time homebuyerpurchaserefinance1st Lien HELOCveteran questions answered.

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