Building your dream home, let ULG™ help.

Introducing ULG™’s One-Time Close Construction loan, a comprehensive solution for those seeking to build their dream home. This all-in-one financing option covers your lot, construction, and mortgage expenses under a single loan, simplifying the process and saving you time and effort. If you’re planning to construct and finance your primary residence, the Construction Perm loan might be the perfect fit for you.

The build loan is recommended for those looking to build their primary residence and have a minimum FICO score of 700. If you desire the simplicity of one loan with a single closing, this financing option is tailor-made for you. Meet these criteria, and you’ll be on your way to turning your vision of a perfect home into a tangible reality.

Vector homes graphic - Purchase your build package with University Lending Group


  • One-unit, single-family detached home
  • Primary residence
  • Builder of choice must be a licensed contractor

  Benefits Include

  • Interest-only payments during construction
  • Fixed rate loan at modification
  • Conforming loan limits
  • A single set of closing costs

  Recommended For

  • Building a primary residence
  • Have a minimum FICO score of 700
  • Want one loan with a one-time close
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